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Mortgage, made clear.

See the payment, qualification pressure, and upfront equity behind the price—not just the list number.

Your purchase

Estimated payment

$4,874

per month

Minimum down payment
$70,000
Base mortgage
$855,000
Mortgage insurance
$26,505 · 3.10%
Total financed
$881,505
Stress-test rate
6.49%
Stress-tested monthly payment
$5,899
Estimated lifetime interest
$580,693

Uses Canadian semi-annual compounding and the greater of your rate + 2% or 5.25% for the stress test. This planning estimate is not lender approval.

Rules verified September 2026. Sources: CMHC and OSFI.